Latest news

VAT exemption for Trust Deeds & IVAs

After a 'landmark court ruling', Protected Trust Deeds, like IVAs, have been declared to be exempt from VAT, credittoday.co.uk reports.

After a judge ruled that IVAs were exempted from VAT, the Institute of Chartered Accountants in Scotland (ICAS) 'sought clarity' on whether or not VAT should apply to Trust Deeds.

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Debt a major worry in 2011

In 2010, failing to repay more of their debts was the British public's number-one financial regret. In 2011, this worry had fallen to number two, with 'not saving enough' taking the top spot.

So says first direct, revealing the results of a survey looking at Britons' biggest financial regrets. Worryingly, it found that people were, on average, less satisfied with their finances in 2011 than they had been in the previous year.

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Ban on hidden credit and debit card charges

Companies won't be able to hit customers with 'hidden' charges for using a debit/credit card once new legislation comes into force - something which should happen by the end of next year.

This was announced after the OFT (Office of Fair Trading) called for debit card fees to be banned.

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Editorial Team