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Latest news
VAT exemption for Trust Deeds & IVAs
After a 'landmark court ruling', Protected Trust Deeds, like IVAs, have been declared to be exempt from VAT, credittoday.co.uk reports.
After a judge ruled that IVAs were exempted from VAT, the Institute of Chartered Accountants in Scotland (ICAS) 'sought clarity' on whether or not VAT should apply to Trust Deeds.
Debt a major worry in 2011
In 2010, failing to repay more of their debts was the British public's number-one financial regret. In 2011, this worry had fallen to number two, with 'not saving enough' taking the top spot.
So says first direct, revealing the results of a survey looking at Britons' biggest financial regrets. Worryingly, it found that people were, on average, less satisfied with their finances in 2011 than they had been in the previous year.
Ban on hidden credit and debit card charges
Companies won't be able to hit customers with 'hidden' charges for using a debit/credit card once new legislation comes into force - something which should happen by the end of next year.
This was announced after the OFT (Office of Fair Trading) called for debit card fees to be banned.
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New agreements should help people stay out of debt
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