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Is overdraft debt overtaking credit cards & personal loans?

Overdraft debt is replacing credit cards and personal loans as a more common form of borrowing, according to the Consumer Credit Counselling Service (CCCS).

Despite overall levels of debt in the UK falling, the debt charity has seen a steep increase in overdraft debt - with the average amount owed on an overdraft by a CCCS client rising from £1,748 in 2007 to £2,082 in 2012.

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After debt, before retirement - a 'window of wealth'...

Most of the way through our adult lives, debt is a major factor in our finances. But it seems there's a 'window of wealth' waiting for Britons in the run-up to retirement. Some figures from Skipton Building Society paint an interesting picture of what 'the average British adult' can expect.

The average UK resident can expect around seven years of 'complete financial freedom', the research indicates.

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Holidaymakers 'spend £200 more per week on holiday'

We might be coming to the end of the summer holiday season, but it could be a good idea to start financially planning for your next holiday, according to the latest research from Halifax.

Halifax asked holidaymakers to compare their typical weekly spending at home with their expenses when on holiday - and found that respondents spend an average of £209.56 more for every week that they're away.

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